URGENT: Free Equipment Offer Ending Soon! Limited Stock.

Point of sale systems +

Let us help grow your business. We provide the hardware and software needed to start, build, and grow your business.

Honest Pricing

Our wholesale pricing is available to all clients, not just Fortune 500 companies.

Point of Sale

Since every business is unique, we customize the perfect POS solution for each one.

Zero Fee Processing

Save up to 100% on credit card processing fees with our cash discount program – guaranteed.

What Can We Do For Your Business?

Our cutting-edge systems and technology are the backbone of your business, driving revenue growth, reducing costs, and ensuring maximum operational efficiency.


Enable remote reporting for instant visibility into your business performance. Utilize powerful analytics tools for real-time insights into sales trends, revenue, and key metrics, empowering informed decision-making and simplify PCI Compliance. 

Tailored Solutions for Your Unique Business Needs

We customize solutions, ensure clear pricing, and offer 24/7 US-based tech support. From user-friendly credit card terminals to comprehensive point of sale systems including Clover, our products enhance business operations, support on-the-go payments with wireless terminals, and boost revenue while cutting expenses. Accept Apple Pay & crypto payments today.

Piggy Bank Processing - POS & Credit Card Terminals

On The Go Options

$0.00 Upfront

Shop Front Logo


Retail Shops

Clothing Stores - Jewelry Stores - Bakeries - Bicycle Shops - Hair Salons


Quick Service Restaurants -
Full Service Restaurants -
Food Trucks - Catering Businesses

Wholesalers + Distributors

Business to Business (B2B) - Food Wholesalers - Construction Suppliers - Commercial Services

Professional Services

Legal Services - Accountants - Bookkeepers -
Consultants - Healthcare Services


Auto Repair Shops - Builders - Tradesmen - Locksmiths - Gyms - Pharmacies - Breweries - Car Washes - Doctors


Multi-Location High Volume Businesses -
Franchises - Corporations - Municipal

Our Hospitality Clients Include:

Peace of Mind with Piggy Bank Processing

Free Overnight Shipping

Once you're approved, your system will arrive in one business day.

Quick and Easy Setup

Setup your business and start taking payments all in the same day with the Clover Dashboard.

Consistent Rates

All cards, including American Express and reward cards, feature the same low rates.

Help when you need it

Ready to assist you with everything from setting up to troubleshooting.


Getting started is a breeze – signing up is as easy as 1,2,3. All online, and absolutely no salespeople, commissions, or monkey business involved!

Choose your equipment

Answer a few questions

Activate your device

Piggy Bank Processing - POS & Credit Card Terminals
Piggy Bank Processing - POS & Credit Card Terminals
Piggy Bank Processing - POS & Credit Card Terminals
Get Set Up In Just Minutes!
Say Goodbye to Credit Card Processing Fees

How Does 0% Processing Work?
Watch this 2-minute video below:

Are You Ready
To Get Started?


Old School Processing


Hands over their card
Merchant (You)
Process the transaction


Pays no fee. Gets rewards points

Merchant (You)

Pay thousands of dollars in transaction fees

Piggy Bank Processing (0%)


Hands over their card

Merchant (You)

Process the transaction


Pays small fee. Still gets rewards points

Merchant (You)

Save thousands of dollars in transaction fees



Our clients choose us for various reasons, including exceptional technology, transparent pricing without exceeding the agreed amount, accessibility, and a straightforward onboarding process.

cutting edge technology

Cutting-edge tech - Embrace advanced, sleek designs for swift transactions.

No hidden fees, ever

At Piggy Bank Processing,  our 100% transparent pricing is the core of our business.

24/7/365 Support line

We've got your back whenever you need us; 24 hours a day, 7 days a week, 365 days a year.

Easy and Simple setup

Our user-friendly platform makes transitioning to 0% Processing a breeze.

Customer Success Stories


Discover the reasons behind the positive experiences people have working with us. Explore a selection of client success stories to understand why they love collaborating with us and how they feel about their overall experience.

Asher Iago
Asher Iago
Working with Piggy Bank Processing changed my life as a business owner. What sets them apart from all other companies is their dedication to my business. They waived all of my processing fees and offered me a free credit card machine. I wish I had discovered them sooner!
Mario Lallitto
Mario Lallitto
Best of the best. Simple and transparent unlike the others out there! They are so hands on and go above and beyond. Highly recommend.
kristianne lagan
kristianne lagan
Piggy Bank Processing has exceeded my expectations in every aspect. I feel confident knowing that my payment processing needs are in good hands. Highly recommend them to any business looking for reliable merchant services.
Christopher Logan
Christopher Logan
When I started my business 12 years ago, we were doing everything by hand, but quickly realized that that would not work any longer so we needed a full point of sale system. We did a lot of research and saw that most other companies charge an arm and a leg for the systems. However, with piggy bank processing, they got us set up for zero out of pocket. They also took the time to properly build in our menu, including all of the modifiers and we have a ton so that way everything was as quick and efficient and easy as possible. They helped us get off the ground running and our experience with them could not have been better. They are always there whenever we have questions and I love that I can also text them! Definitely, definitely definitely go with them, could not be happier with my decision!!
Josh Johnson
Josh Johnson
Shaun Keckler
Shaun Keckler
Jenn Cole
Jenn Cole
andrea adkins
andrea adkins
Keekee Moorman
Keekee Moorman
Lora Breeden
Lora Breeden
Why go with Piggy Bank Processing?

Our clients opt for us over competitors primarily because of our exceptional proficiency in point-of-sale systems and merchant services, coupled with our outstanding customer support. Moreover, we offer complimentary menu building, free activation, comprehensive training without additional charges, and ensure each customer receives personalized assistance from a dedicated representative!

We tailor solutions, guarantee transparent pricing, and provide round-the-clock tech support based in the US. Ranging from intuitive credit card terminals to extensive point-of-sale systems like Clover, our offerings streamline business processes, facilitate mobile payments with wireless terminals, and improve profitability while reducing costs. Start accepting Apple Pay and cryptocurrency payments now.

Our cash discount program offers a solution to entirely eradicate your credit card processing fees. With our exclusive application, you can now avoid paying fees for each credit card transaction.

We set up your business so you don’t pay any processing fees whatsoever, learn more about how this works here. Our exclusive cash discount program is a pricing strategy used by businesses to encourage customers to pay with cash. It involves offering a discount to customers who choose to use cash. This discount offsets or eliminates the processing fees that businesses typically incur when customers pay with credit cards, and our equipment and technology handles that!

This program is well-suited for businesses with monthly sales of $10,000 or more. We offer solutions for pretty much all business types. Some of our clients include hair salons, auto mechanics, quick service restaurants, full service restaurants, smoke shops, liquor stores, landscapers, tradesmen, clothing stores, and many others.

You will only pay $39.95 per month, never a penny more. We are different from most other companies because we don’t sneak in those interchange fees, batch fees, PCI fees, etc. That’s the Piggy Promise.

As cliché as it may sound, integrity and transparency are at the forefront of everything we believe in as a company. We pride ourselves on the trust given to us by our thousands of clients across the USA. We will never add any hidden fees or rate increases as long as you’re processing with us.

While similar, there is a distinction. Surcharging necessitates displaying two prices – one for cash and one for credit – for every menu item. With surcharging, you charge extra for credit card transactions. On the other hand, dual pricing or cash discounting allows you to display a cash price and offer a different price for card payments.

Yes! We offer a risk-free 30-day trial, you can even keep your current provider. This will help you see if this program is a good fit for your business. We’re certain that when you see how much money you’ve saved, you’ll be happier than a pig in mud.

Activating your equipment is as easy as 1, 2, 3. The devices come pre-programmed and ready to start accepting payments, already programmed with your bank account for deposits. Our tech support team will assist you in activation and provide training over the phone, similar to when you activate a new cell phone.

Getting started with Piggy bank Processing has never been easier. Click “Contact Us” and someone will reach out to you very shortly so we can learn more about your business.


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